Register as a New Member

Choose your sector, compare the matching plans, and complete the rest of your registration.

Choose Your Sector

This controls which plans and prices are shown on the next step.

Pricing note: the plan step will only show plans for the sector and currency you choose here.

Choose a Plan

Compare the available plans below. Select one to continue.

Pick a sector and currency first. Matching plans will appear automatically.

Basic

Plan designed to provide basic medical aid cover at low prices. Access to public hospitals and Mission facilities covered at cost. Grade C private hospitals not covered (public facilities only).

Private USD
Monthly premium $5.00
Annual cap $2,000.00
Coverage 100%
Principal member $5.00
Dependant $5.00

Benefit highlights

  • Outpatient: $800.00 limit
  • Inpatient: $1,000.00 limit
  • Dental: $100.00 limit
View full benefit schedule
Outpatient $800.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $1,000.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $100.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $100.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $300.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

Classic+

Comprehensive cover for middle-level income earners. Access to Grade A hospitals (4-bedded general ward). MRI & CT Scan: up to 3 scans, subject to pre-authorisation.

Private USD
Monthly premium $45.00
Annual cap $15,000.00
Coverage 100%
Principal member $45.00
Dependant $30.00

Benefit highlights

  • Outpatient: $6,000.00 limit
  • Inpatient: $7,500.00 limit
  • Dental: $750.00 limit
View full benefit schedule
Outpatient $6,000.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $7,500.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $750.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $750.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $2,250.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

Ideal+

Affordable healthcare plan for lower-level employees and low-income earners. Access to Grade B hospitals (general ward). Includes air evacuation, physiotherapy, prosthesis, oncology (prudent fund) and haemodialysis (prudent fund).

Private USD
Monthly premium $25.00
Annual cap $10,000.00
Coverage 100%
Principal member $25.00
Dependant $15.00

Benefit highlights

  • Outpatient: $4,000.00 limit
  • Inpatient: $5,000.00 limit
  • Dental: $500.00 limit
View full benefit schedule
Outpatient $4,000.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $5,000.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $500.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $500.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $1,500.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

Ideal+ (Government)

Comprehensive plan for public sector employees at Grade B hospitals. Includes air evacuation, physiotherapy, prosthesis, oncology (prudent fund) and haemodialysis (prudent fund). Subscription rates are government-payroll deduction based.

Public USD
Monthly premium $0.00
Annual cap $10,000.00
Coverage 100%
Principal member $0.00
Dependant $0.00

Benefit highlights

  • Outpatient: $4,000.00 limit
  • Inpatient: $5,000.00 limit
  • Dental: $500.00 limit
View full benefit schedule
Outpatient $4,000.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $5,000.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $500.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $500.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $1,500.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

Optimum (Government)

Mid-tier healthcare plan for public sector employees. Access to Grade C hospitals (general ward). Surgical procedures billed at 125% of AHFOZ tariff. Subscription rates are government-payroll deduction based.

Public USD
Monthly premium $0.00
Annual cap $7,000.00
Coverage 100%
Principal member $0.00
Dependant $0.00

Benefit highlights

  • Outpatient: $2,800.00 limit
  • Inpatient: $3,500.00 limit
  • Dental: $350.00 limit
View full benefit schedule
Outpatient $2,800.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $3,500.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $350.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $350.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $1,050.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

Regular+

Affordable healthcare plan for lower-level employees and low-income earners. Access to Grade C hospitals and PSMI facilities (general ward).

Private USD
Monthly premium $10.00
Annual cap $4,000.00
Coverage 100%
Principal member $10.00
Dependant $7.00

Benefit highlights

  • Outpatient: $1,600.00 limit
  • Inpatient: $2,000.00 limit
  • Dental: $200.00 limit
View full benefit schedule
Outpatient $1,600.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $2,000.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $200.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $200.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $600.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

Regular+ (Government)

Affordable healthcare plan for public sector lower-level employees. Access to Grade C hospitals (general ward). Subscription rates are government-payroll deduction based.

Public USD
Monthly premium $0.00
Annual cap $4,000.00
Coverage 100%
Principal member $0.00
Dependant $0.00

Benefit highlights

  • Outpatient: $1,600.00 limit
  • Inpatient: $2,000.00 limit
  • Dental: $200.00 limit
View full benefit schedule
Outpatient $1,600.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $2,000.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $200.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $200.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $600.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

ZIMRA Elite USD

ZIMRA Elite — USD corporate plan for ZIMRA employees, configured from the ZIMRA USD Products rate table. Public hospitals, air evacuation, primary care at Govt/Municipal/Industrial clinics, and preventative care benefits (mammography, pap smear, HPV screening/vaccine, prostate screening, annual health risk assessment) are covered without a fixed dollar sublimit.

Zimra USD
Monthly premium $100.00
Annual cap $40,000.00
Coverage 100%
Principal member $100.00
Dependant $75.00

Benefit highlights

  • Outpatient: $16,000.00 limit
  • Inpatient: $20,000.00 limit
  • Dental: $2,000.00 limit
View full benefit schedule
Outpatient $16,000.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $20,000.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $2,000.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $2,000.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $6,000.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

ZIMRA Premium USD

ZIMRA Premium — USD corporate plan for ZIMRA employees, configured from the ZIMRA USD Products rate table. Public hospitals, air evacuation, primary care at Govt/Municipal/Industrial clinics, and preventative care benefits (mammography, pap smear, HPV screening/vaccine, prostate screening, annual health risk assessment) are covered without a fixed dollar sublimit.

Zimra USD
Monthly premium $80.00
Annual cap $30,000.00
Coverage 100%
Principal member $80.00
Dependant $60.00

Benefit highlights

  • Outpatient: $12,000.00 limit
  • Inpatient: $15,000.00 limit
  • Dental: $1,500.00 limit
View full benefit schedule
Outpatient $12,000.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $15,000.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $1,500.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $1,500.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $4,500.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

ZIMRA Status USD

ZIMRA Status — USD corporate plan for ZIMRA employees, configured from the ZIMRA USD Products rate table. Public hospitals, air evacuation, primary care at Govt/Municipal/Industrial clinics, and preventative care benefits (mammography, pap smear, HPV screening/vaccine, prostate screening, annual health risk assessment) are covered without a fixed dollar sublimit.

Zimra USD
Monthly premium $65.00
Annual cap $23,000.00
Coverage 100%
Principal member $65.00
Dependant $49.00

Benefit highlights

  • Outpatient: $9,200.00 limit
  • Inpatient: $11,500.00 limit
  • Dental: $1,150.00 limit
View full benefit schedule
Outpatient $9,200.00

Routine care and medicines tied to the outpatient cap.

Consultation Pharmacy General practitioner visits
Inpatient $11,500.00

Hospital admissions and related specialist investigations.

Hospitalization Laboratory Radiology
Dental $1,150.00

Basic dental services are limited to the annual dental allocation.

Basic dental care Routine extractions Pain management
Optical $1,150.00

Vision care support is limited to the optical allocation.

Eye tests Frames Lenses
Emergency $3,450.00

Emergency care is available within the emergency cap and pre-auth rules.

Emergency room care Ambulance support Urgent stabilization
Service access
Consultation Pharmacy Hospitalization Laboratory Radiology Dental Optical Emergency
Access notes
  • Principal member pricing is used for the subscription quote base.
  • Dependant charges are driven by the tiered dependant rates.
  • Exact service approval still depends on eligibility, provider network, and claim rules.

Account Setup

Personal Details

Membership & Address

Address notice: this address is used for registration and refund verification.

Banking Details

Currency notice: your bank account must be in USD to match your chosen plan. A USD plan requires a USD bank account; a ZWG plan requires a ZWG account. The system will route your reimbursements to this account only.

Start typing to search and select a bank.

Branch suggestions update from the selected bank.

Banking notice: branch code auto-populates after selecting a bank and branch.

Dependants

Enter the details of each dependant to be covered under your membership.

Confirm Your Details

Please confirm your details before proceeding to payment.

Final step: once you confirm and submit, you will be redirected to secure payment. Your member account is activated only after successful payment confirmation.
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